haha.. take the job . ontario a very good place to live and raise children. don't worry about tax too much. things are way cheaper than US. in terms of real purchasing power 1CAD = 1 US. if you graduate university of waterloo with BSC and work in banking sector or investment firm, you will only make 20,000-30,000 at the beginning plus some bonus. if you have PhD and hired as an assistant prof, you will make around 55,000-65,000. so you are making tons of money. eheheh.... iLUSiON whitepolarcow@hotmail.com